We get your cash and keep your customers.

Let us manage your accounts receivables for you 

Managing accounts receivables within a company can take up a great deal of time and effort. This is especially true when customers fail to comply with payment demands. That is why an efficient arrears management is very useful.

By outsourcing your accounts receivable management to EOS Poland Sp. z o.o., you can release time for your core business while being sure that your accounts receivables are being managed more efficiently.

We offer a comprehensive credit management system to administer your arrears. We issue invoices, send out reminders and monitor your payments.

Arrears management from EOS Poland Sp. z o.o.: We’ll take on the commercial accounting tasks and secure your liquidity. We’ll process your invoices reliably, quickly, and with the utmost care. We’ll monitor the receipt of payments and send reminders to your customers when they fail to pay.

Monitoring. With our arrears management we keep an eye on what is due to you

We monitor what is due to you and make sure that your non-paying customers are informed and defaults are being resolved. We can support you by taking over your arrears management:

• Monitoring due dates and initiating the first contact with your customers after the first due date
• Sending reminders by post on your behalf, without revealing EOS’s involvement
• Sending reminders by post with EOS Poland as the sender
• Servicing incoming calls
• Making calls concerning outstanding payments
• Sending reminders and messages by SMS and e-mail

Accounts receivable management from EOS Poland – your benefits:

• You maintain financial flexibility
• You can focus on your core business
• You can make more efficient use of your human resources

If you want to find out more about Arrears management from EOS Poland, please contact us.

Let us save you time and money, let EOS Poland take care of your unpaid bills

Whenever your customers do not pay on time, your liquidity is at risk: Shortfalls in payment are one of the most frequent causes of insolvencies and jeopardize a company’s cash flow, regardless of how large or small the company in question is. That is why professional debt collection is a highly significant activity.

That is why professional debt collection is important. EOS Poland Sp. z o.o was founded in 1998 and has many years of experience and sector-specific expertise in the area of debt collection in Poland. In addition to our local expertise we profit from the international network of the EOS Group.

With our help, your incoming payments will be safeguarded enabling you to concentrate on your core business. Our experts are there to help you recover your receivables from private (B2C) as well as commercial (B2B) customers.

Trust our experts in debt collection

We contact your defaulting customers by means of written reminders, by phone and direct person-to-person conversations. In addition to those traditional methods, we also use modern receivables management tools such as reminders by e-mail.

Our main aim is to secure the payment of your outstanding receivables. At the same time we are very aware of the importance of preserving existing business relationships. Our objective is therefore to recover the receivable without compromising the relationship between you and your customer.

We are experts in debt collection and treat your customers kindly and individually, always keeping their individual situations in mind. We carefully try to re-establish contact with your customers to talk to them and find mutual solutions that benefit your cash flow while taking into account what your customer is able to pay.

Debt collection from EOS Poland – your benefits:

• You secure competitive advantages: thanks to EOS Poland’s receivables management you improve your cash flow and reach your goals faster.
• You gain flexibility: put your trust in the experience of our qualified employees and have more time to spend on your core competencies.
• You benefit from our professionalism: EOS receivables management uses highly effective, specialized software solutions.

Contact us if you are looking for an expert to take over your debt collection.

Roadmap to the highest ROI.

Every tangible property being a collateral for a credit or a loan or being the subject of lease requires professional estimation of its market value. Generally, we appraise tangible property in three cases:

• Before signing a credit (lease) agreement,
• During the term of the agreement,
• When the claims under the collateral need to be met.

We partner with property appraisers who have a licence of a court appointed expert and extensive experience in appraisal of intangible and tangible property not traded on a large scale. A proper selection of appraisers allows us to exactly evaluate the assets that are rarely present on the market and are difficult to appraise, especially in the case of a distressed sale.

Verification of the condition and value of the subject of lease/credit collateral

The product includes value verification of a given tangible property before concluding a lease/credit agreement with a potential customer. Activities, depending on the needs, can be supported by an appraisal conducted by a certified property appraiser and a reference to actual market values of a given item.

Conducting field inspection before collecting the tangible property constituting the collateral

Usually, the owner of the tangible property constituting the collateral does not know where it is, what is its condition nor what technical means are necessary to collect it. Field inspection conducted by our specialists gives us the full image of the tangible property’s condition and verifies the necessary technical and financial means necessary to conduct its acceptance. Before making any physical actions aimed at securing the tangible property, we advise to conduct a field inspection to verify the following factors:

• Assessment of tangible property’s condition,
• Establishing whether given assets are properly secured,
• Determining the cost estimate of disassembly, transport and storage of the tangible property,
• Finding the best place to store the asset from the economic point of view,
• Conducting initial market analysis to establish the possibilities of selling the asset, the required time and the geographical region where the buyer can be found.

Disassembly, transport

Every collateral item must be collected by the lessor if the credit or lease instalments are not paid. Comprehensive services of disassembly and transport of tangible property. In the event of special or oversize tangible property the service of disassembly and transport is set individually for every case. The cost and duration of the service depends on many factors but the most important ones are:

• Type of the asset,
• Size of the asset,
• Access to the asset (e.g. no hard-paved road),
• Manner of “extracting” the asset from its current premises,
• Necessity (or lack thereof) to restore the premises to its original condition (under a supervision of a person with proper licences),
• Distance between the current and future place of storage,
• Selection of proper means of transport (large, special, railed or wheeled vehicle, etc.).

Storage

Taking into account the fact that every tangible property requires proper storage in a warehouse or at a parking area, we have resources that enable us to properly and securely store tangible property. The warehouses are under constant, 24-hour surveillance. They are heated during winter and are equipped with unloading gear. The warehouses are connected to installation providing power voltage to devices. Their size allows to present the tangible property to potential customers. If there is no economic justification for the transport to the above locations, the company seeks a warehouse or area in close vicinity to a given asset.

Sale

The last stage of the tangible property management process is the sale or disposal of the asset. The preparation of the field inspection report includes initial market research of the buyer in the context of possible sale price, the time needed to find the buyer and the geographical region (we also seek buyers on foreign markets). After establishing that the possible sale price is lower than the one in the appraisal held by Ordering Party, we advise to use the services of appraisals who partner with us.

The sale includes the following elements:

• Active seeking of the buyer,
• Presenting the asset to a potential buyer,
• Assisting in arranging the transport and loading of the asset for the buyer,
• Signing necessary documents (acceptance protocols, bills of lading, etc.).

The disposal or breaking process of a given asset is fully organized and supervised by EOS Polska. The process includes:

• Arranging and supervising disassembly,
• Supervising the asset sent to the scrap yard or to be disposed of,
• Obtaining all necessary documents corroborating proper process handling,
• Supervising particular stages of works by a person holding proper licences.

Know your assets.

Every enterprise has assets or other elements that require counting and cataloguing. We conduct stock-taking in enterprises for the needs of financial institutions, as well as the interested companies.

The stock-taking is conducted for:

• Fixed assets,
• Cash,
• Assets,
• Inventories,
• Other resources indicated by the Ordering Party.

We have knowledge and technical means allowing us to conduct stock-taking at any time using any method available.

• We ensure that companies have financial liquidity, which means their finances are better assessed by third parties.
• The EOS Group is one of the leading international buyers of receivables and secured and unsecured non-performing loans (NPLs).
• We also take on receivables management in a trust relationship and increase the cash flow of our partners in many different industries.
• In our role as an intermediary, we offer good solutions for both sides to protect the business relationships between creditors and their customers.
• Our goal is to free debtors from their debts as quickly as possible and return immediate money to our business partners.
• We have a data exchange portal with our customers, which means the mutual flow of information about debt collection processes is dynamic and transparent."