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EOS: We are your partner for smart and responsible receivables management.

Achieving sustainable financial stability for defaulting payers, businesses, and society. 

Driving business success and empowering fair solutions. 

With our commitment ‘Changing finances for the better’ we are actively shaping the world of finance. We enhance liquidity in various sectors – including banking, energy, telecommunications, real estate, and e-commerce, by purchasing receivables and responsible debt collection. Our contribution to the business cycle has a tangible impact on the stability and future viability of the European financial landscape.  

We support defaulting payers on their path to becoming debt-free by providing transparent processes, respectful communication, and various payment options. While our expertise enables our business clients to focus on their core activities, we are equally committed to a human-centered approach. We engage with defaulting payers in a respectful and responsible manner to find fair solutions.  

For over 50 years EOS provides intelligent and fair receivables management solutions with more than 6,000 employees and offices in over 20 countries. Through trusted partners, these services are available in more than 180 countries.

EOS Poland is part of the EOS Group

Successful NPL investments with IFC

EOS in Poland, a major buyer of NPL portfolios, successfully invested nearly its entire 2024/25 budget in receivables portfolios through its partnership with the International Finance Corporation (IFC).

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Responsible receivables management at EOS 

All EOS companies adhere to an "Ethical Debtor Management Policy," ensuring all interactions with defaulting consumers are conducted with fairness, respect, and clear communication. 

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Technology driven 

At EOS, we are committed to ensuring that technology empowers individuals and develops better solutions for defaulting payers. We use technological innovations and data-based success forecasts to optimize debt reduction processes. 

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Looking for specific help or answers?

Kobieta w niebieskiej bluzce rozmawia przez telefon komórkowy, trzymając fakturę w rękach.

You got a letter from EOS and want to settle the claim?

Let's be honest: anyone can forget to pay a bill or run into a financial bottleneck. We are here to help you. You are not alone and together we will find a solution.

Find all information here
EOS Headquarter in Hamburg

Receivables or real estate solutions?

We have the right solution for you. Whether it's debt collection, credit, debt purchasing or seeking the optimal property for your business goals - we support you in receivables management!

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Careers at EOS

Are you looking for a stable global player with the courage to break up the new ground? Create smart, data-driven solutions in highly motivated teams and a fair sustainable financial future for businesses and defaulting payers alike. Let’s shape the future of finance together. 

Visit our career page
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All news in our LinkedIn channel

Curious about EOS? You can find all the latest news about us on our LinkedIn profile.

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Our corporate culture, commitment, and CR principles

We build on fairness.

Discover how EOS enables sustainable debt relief for consumers through ethical debt collection and respectful communication. Our principles of empathy and simple language are at the heart of our actions. Learn more about our initiatives and digital solutions that support people with financial distress. 

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Changing for the better.

We want to change things for the better. The EOS Group has defined its sustainability goals in our Corporate Responsibility (CR) strategy. It provides structure to our commitment and motivates us to act even responsibly.  

Ten obraz przedstawia odznakę EcoVadis Złota Ocena Zrównoważonego Rozwoju, wskazującą na wyniki w górnych 5%, ważną do grudnia 2025 roku.

Code of Conduct

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With our Code of Conduct, we established binding obligations for ourselves in respect of our day-to-day activities. The defined principles serve as a reliable reference for our employees, customers and partners. 

Learn more about the EOS Code of Conduct